Abstract

Financial literacy involves taking the first steps in the world of money, through continuous information and training. Such an action should be started as of the youngest of ages, possibly even from early schooling. Through such an approach, the aim is to form early skills, habits, and behaviors that guide each learner toward healthy decisions from a financial point of view, especially in the turbulent times in which we live. A healthy society should be based on people’s well-being, general satisfaction with the standard of living, and a high life expectancy. In this article, we propose to critically analyze the need for a minimum financial literacy, because it is known that the results, in general, are given by the sum of the actions taken throughout human existence. Wise decisions from a financial point of view are made following a profile education, as well as the formation of decision-making behaviors regarding financial resources. Our analysis is facilitated by the interviews taken with a sample of 96 secondary school students from an urban school in Romania, interviews that convey the students’ opinions regarding their level of preparation in the financial field. According to the statements of the interviewed students, we will highlight the positive and negative aspects regarding the financial education carried out in the school, and later we will also write some solutions to facilitate the financial education of students through digital resources.

Keywords: Financial literacy; interview; secondary school